like it's a virus or a illness or something. And I've got it! I am a Poor Hite. With a current $123.47 to my name, I am poor. I do have the tiniest bit of hope though. I have not over-drafted since December 17, 2008!!! Isn't that amazing!? To most of you out there, it probably isn't amazing. But to me it is. It's amazing because I used to over-draft near monthly. And now it's been several several months. I can't say that this is just because I'm naturally just sooo good with money. No, in fact I'm not. This is mostly because I, after that last time over-drafting, started maintaining one of those check book ledger things. And then I started balancing it!!! That is a truth fact! So, after that over-draft scare I had last week, I decided I'm going to get on back to it. Because I never want to over-draft again in my life. And I also just decided that if I can manage to get through this ENTIRE year without over-drafting I deserve a present. A nice present. From me to me. Maybe a small shopping spree at H&M while I'm down for Christmas. Or a gift card for Powell's. I love BOOKS. Anyway. That's the plan. Rule the world. You and me. Anyways....
POOR NO MORE!! That's my campaign for not-poorness anymore.
Sunday, April 5, 2009
Thursday, April 2, 2009
My dollars are more valuable than yours.
I want to buy everything in the world. Rather, I want to have everything in the world. Fortunately(?) for me, I get no pleasure by spending money. No holes are burned by cash money in my pockets. The federal refund that showed up in my bank account today will be spent on nothing (savings) and student loans. I'm doing fine. When I want to have something badly enough that I'll spend the time wearing down my wife and scratching together the dough, then I'll jump (after careful market research and thorough cost-benefit analysis).
I spent $80 on a bicycle recently. Ask Allison how I felt about it. I love having my bike, though.
F-Squared
Financial Fast.
It is how I plan to save some money and see how much I frivolously spend...which I am sure is a lot.
The rules:
Spend no money...other than the necessities, of course. Necessities are defined as the following:
- rent/mortgage
- loan/car payments
- utilities/insurance
- gasoline
- groceries and personal necessities (i.e.-deodorant, tampons, Tucks pads, and Preparation-H)
THAT IS IT!!!!
No restaurants. No shopping. No stops at the 7-11. No movies. Nothing extra.
Now, there are some who say that is unrealistic. There may be a need to have a set amount of flex-cash for entertainment, etc.
I am kind of a purest and think that a true financial fast should be done without the flex cash.
I would like to start the Financial Fast as soon as possible. Any takers?
It is how I plan to save some money and see how much I frivolously spend...which I am sure is a lot.
The rules:
Spend no money...other than the necessities, of course. Necessities are defined as the following:
- rent/mortgage
- loan/car payments
- utilities/insurance
- gasoline
- groceries and personal necessities (i.e.-deodorant, tampons, Tucks pads, and Preparation-H)
THAT IS IT!!!!
No restaurants. No shopping. No stops at the 7-11. No movies. Nothing extra.
Now, there are some who say that is unrealistic. There may be a need to have a set amount of flex-cash for entertainment, etc.
I am kind of a purest and think that a true financial fast should be done without the flex cash.
I would like to start the Financial Fast as soon as possible. Any takers?
Poor Hite
Green was chosen as the color scheme of this blog because it's also the color of money. Or so I've been told. You see, I'm a Hite, and therefore, I have none. We're poor and we're Hites. We can't help the one, but we aim to improve the former. Come with us on a journey through time, space, and cold hard cash.
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